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LATEST ARTICLES
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Start A Budget
Budgeting is very important to everyone’s life. Budgeting creates a plan for your money! It ensures that you will always have a plan to pay for the things that are important. Another plus side to budgeting is following a spending plan will keep you out of debt.Follow these three steps:Step 1: Determine Your Monthly IncomeYour monthly income is the first thing that needs to be determined when creating a budget. Monthly income includes all of your sources of income. Make sure you determine your net income, after tax. Step 2: Determine Your BillsA mortgage or rent payment, utilities, car payment, and insurance premiums, are all important bills to take note of when creating a budget. These payments are usually fixed and must be paid every month. Step 3: Determine Other ExpensesSubtract your bills from your net income, ideally you will have money left over. These expenses usually include groceries and gas money. Track your spending to help create an estimate for your other expenses.
How To Save Money
Getting started saving money is always difficult! Creating a budget is just one way to help you save money.These three tips can help you save money monthly:Tip 1: Cancel Automatic SubscriptionsAny subscription you don’t use on the regular, cancel it! If you’re only using Amazon Prime once every 3 months, it’s probably a good idea to cancel your subscription. Think about sharing subscriptions, like Netflix or Hulu, with friends or family.Tip 2: Get Rid of CableCable prices are extremely high right now. People usually spend over $1,200 a year on cable! Start using network apps or streaming services, but make sure you’re only subscribing to streaming networks you are actually going to use.Tip 3: 30 Day RuleIf you’re about to make a big purchase, think about it first. Think a lot about how much you want and need this thing. How much does it cost? If after 30 days, you still want this item, go ahead and buy it!
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OFFICE LINE
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EMERGENCY
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WORKING HOURS